Your case has settled. The number was agreed upon, the release was signed, the check arrived and cleared. And now your attorney is telling you the disbursement cannot happen yet because of a Medicare lien. If that explanation feels unsatisfying, it is because most people have never been told how the Medicare lien resolution process […]
What If I Took a Pre-Settlement Loan and My Case Settled for Less Than I Expected
This is one of the most financially painful situations that can arise at the conclusion of a personal injury case, and it happens more often than anyone in the pre-settlement funding industry has any interest in publicizing. You borrowed money when you needed it, you were told the advance would be repaid from your settlement, […]
What Are the Downsides of a Pre-Settlement Cash Advance?
If you are injured, out of work, watching medical bills accumulate, and your case will not resolve for another year, the advertisement for a pre-settlement cash advance can look like the only available solution. Companies that offer these advances understand exactly what financial pressure looks like and exactly when injured people are most susceptible to […]
Can I Get a Partial Payment While My Attorney Is Still Negotiating Liens
Sometimes, and the answer depends on factors that your attorney controls and on professional responsibility rules that govern what attorneys can and cannot do with funds held in trust on a client’s behalf. This is a question most people ask because the post-settlement waiting period is longer and more financially stressful than they anticipated, and […]
Why Does My Settlement Money Go to My Lawyer’s Trust Account First?
If you have been told that your settlement check will go to your attorney’s office before it comes to you, and you find yourself wondering why a system designed to compensate you requires your money to pass through someone else’s hands first, the question is a reasonable one and the answer is worth understanding fully. […]
Why Is My Settlement Check Taking So Long After I Signed Everything
You signed the release. You did what they asked. The case is supposed to be over. And now you are waiting, days or weeks later, with no check in hand and no clear explanation for why. This is one of the most frustrating experiences in the entire personal injury process, partly because it feels arbitrary […]
How Long Does It Take to Get My Settlement Check After I Sign the Release?
You signed the release. The case is over. And now you are waiting for money that feels like it should already be in your account. The typical range from signed release to funds in your hands is somewhere between three and eight weeks, but that range is wide enough to be almost meaningless without understanding […]
What If the At-Fault Driver’s Insurance and My Own Insurance Are Both Involved
This situation is more common than most people realize, and the dynamics it creates are more complicated than most people are prepared for. The moment you discover that your own insurance company is involved in a claim that also involves the other driver’s insurance, something important has shifted: you now have two insurance relationships to […]
What If I Only Want to Settle Part of My Claim?
The instinct behind this question usually comes from a specific place. Maybe your vehicle is totaled, you need transportation, and you want to resolve the property damage now without waiting for the personal injury side to play out over the next year. Maybe one defendant has offered their policy limits and you want to take […]
Why Does the Insurance Company Want Me to Settle So Fast
Because fast settlements are almost always cheaper for them than slow ones, and the insurance industry has spent decades refining the tools and techniques that produce fast settlements from people who do not yet understand what their case is worth. The speed is not incidental to their strategy. It is the strategy. Every day that […]
