Getting your own medical records after a car accident is something most people have never done before and assume will be more complicated than it is. It is not particularly complicated. But the way you do it, which providers you request from, what you ask for specifically, and how you review what you receive before […]
What If the Other Driver Doesn’t Have Insurance
You have just been in an accident that was not your fault. You followed every step correctly. You called the police, you documented the scene, you stayed calm, and you collected the other driver’s information. Then you called your insurance company or ran the other driver’s policy through the verification process and discovered that the […]
How Car Accident Settlements Are Calculated
You want to know what your case is worth. That’s a completely reasonable thing to want, and the fact that nobody will give you a straight answer is one of the most frustrating parts of being on this side of a car accident. Attorneys hedge. Insurance adjusters offer numbers without explaining them. The internet gives […]
What to Do Immediately After a Car Accident
Every year, roughly 6 million car accidents occur on U.S. roads. Most drivers believe they know what to do when one happens. Call 911, exchange information, contact insurance. Simple enough. But the gap between what people think they should do and what actually protects their health, finances, and legal rights is wider than most realize. […]
What If the Accident Happened in a Parking Lot
Parking lot accidents are treated differently by insurers, by law enforcement, and sometimes by the law itself, and most people involved in one discover those differences at exactly the wrong moment. If you were injured in a parking lot accident, or if your vehicle was hit by another driver while parked, your ability to recover […]
How Long Do I Have to Report a Car Accident to My Insurance
It is one of the most common questions people have in the hours and days after a car accident, and the answer is almost always more complicated and more urgent than people want to hear. How long you have to report a car accident to your insurance company depends on several overlapping factors including your […]
What to Say and Not Say to the Other Driver After an Accident
The seconds after a car accident are among the most psychologically disorienting moments most people will experience outside of a genuine emergency. Your heart rate spikes, your hands shake, and your brain starts processing half a dozen things at once. In the middle of all that, you have to get out of your vehicle and […]
Should I Call the Police After a Minor Car Accident
The other driver is already out of their car, the damage looks superficial, and everyone seems fine. Calling the police feels like an overreaction. It will slow everything down, create paperwork, and the other driver is being perfectly reasonable about the whole thing. Why not just swap insurance information and get on with your day? […]
